Money Matters - Privacy Policy

Last updated: November 29, 2024

Key Promise: Your financial data stays on your device. We never store, access, or share your personal financial information.

Introduction

Money Matters ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our Money Matters mobile application (the "App").

Information We Collect

Personal Financial Data (Stored Locally Only)

• Bank account information you manually enter
• Investment portfolio details (mutual funds, stocks, crypto)
• Property and asset information
• Income and expense data
• Financial goals and projections

Device Information

• Device type and operating system
• App usage analytics (crash reports, performance data)
• Network information for API calls

Third-Party Financial Data

• Real-time stock prices from Yahoo Finance API
• Mutual fund NAV data from public APIs
• Cryptocurrency prices from public APIs
• NSE/BSE stock information from public sources

How We Use Your Information

Local Storage Only

• All your financial data is stored locally on your device
• We do not store your personal financial information on our servers
• Your data never leaves your device except for API calls to fetch market data

Market Data APIs

• We use third-party APIs solely to fetch current market prices
• No personal information is sent to these APIs
• API calls are made with anonymous requests

App Improvement

• Anonymous usage statistics to improve app performance
• Crash reports to fix bugs and enhance stability

Data Security

Local Encryption

• Your financial data is stored securely on your device
• Data is protected by iOS security features
• No cloud storage of personal financial information

API Security

• All API communications use HTTPS encryption
• No personal data is transmitted in API requests
• Market data requests are anonymous

Third-Party Services

We use the following third-party services for market data:

• Yahoo Finance API: For stock prices and market data
• NSE/BSE APIs: For Indian stock market information
• Mutual Fund APIs: For NAV and fund information

These services have their own privacy policies, which we encourage you to review.

Data Sharing

We do not share, sell, or rent your personal financial information to third parties. Your data remains private and secure on your device.

Your Rights

You have the right to:

• Access all data stored in the app
• Delete your data by removing the app
• Export your data using the app's export features
• Contact us with privacy-related questions

Children's Privacy

Our app is not intended for children under 13. We do not knowingly collect personal information from children under 13.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy in the app and updating the "Last updated" date.

International Users

This app is designed for users worldwide, with special focus on UAE, India, and global markets. If you are outside these regions, please note that some financial data sources may be region-specific.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: moneymattersonfire@yahoo.com
Subject: Money Matters Privacy Inquiry

Developer: Shailendra
Location: Dubai/United Arab Emirates

Remember: This privacy policy is specifically designed for the Money Matters financial management app. Your financial privacy and security are our top priorities.